STATE FHOG PROGRAMS

by Empire Homes Australia, September 30, 2016

 Apply for the First Home Owner Grant (FHOG) In Victoria.

From 1 July 2013, a $10,000 First Home Owner Grant (FHOG) is available when you buy or build your first new home. Your home can be a house, townhouse, apartment, unit or similar, but it must be valued at $750,000 or less and be the first sale of the property as residential premises. It cannot be an investment property or a holiday house.

The FHOG may be paid in addition to other exemptions or concessions for eligible homebuyers, including pensioners. If applicable, refer to our information for FHOG amountsavailable prior to 1 July 2013.

The timing of your FHOG payment depends on the contract you sign to buy/build your new home, and whether you lodge your application directly with us or via an approved agent.

1. Check eligibility

Checking your eligibility is your first step in the FHOG application process.

Your answers to seven checklist questions on the Application for First Home Owner Grant (FHOG-Form-02) will determine your eligibility to receive the $10,000.

You are not entitled to the FHOG if you (or your spouse/partner) have previously:

  • Received a first-home owner grant in Australia,
  • Owned a home in Australia, either jointly or separately, prior to 1 July 2000,
  • Occupied, for a continuous period of at least six months, a home in which either of you acquired a relevant interest on or after 1 July 2000 in Australia

Additionally, to receive the FHOG at least one applicant must:

  • Intend to live in the home as their principal place of residence (PPR) for at least 12 continuous months, commencing within 12 months of settlement or completion of construction,
  • Be aged 18 or over (discretionary),
  • Be an Australian citizen or permanent resident

New Zealanders holding a special category visa under s32 of the Migration Act 1958 and anyone holding a permanent visa under s30(1) are considered to be a permanent resident for these purposes.

Full FHOG eligibility criteria are outlined in the application form and our lodgement guide. Penalties and interest will apply if you receive the FHOG when you are not entitled to it.

2. Gather supporting evidence

If lodging with an approved agent, each applicant and their spouse/partner must provide a copy of a current primary identity document and evidence of citizenship or permanent residency (a Category 1 document).

If lodging directly with us, each applicant and their spouse/partner must provide a copy of a current document from each of the four categories (i.e. four documents per person). A single document cannot be used for more than one category.

Category 1

A copy of a current primary identity document and evidence of citizenship or permanent residency (provide one document).

If you are an Australian citizen:

  • Australian birth certificate issued by Registry of Births, Deaths and Marriages,
  • Australian passport, or
  • Citizenship certificate

If you are a citizen of another country:

  • Passport, and
  • Evidence of permanent residency or permanent residence visa

At least one applicant must be an Australian citizen or permanent resident at the date of settlement or completion of construction.

A New Zealand citizen:

  • Current passport

New Zealand citizens must be living in Australia upon completion of the eligible transaction.

Category 2

Evidence (photo and signature) of link between identity and person (provide one document).

A copy of current:

  • Australian driver’s licence
  • Passport
  • Firearms licence
  • Proof of age issued by Consumer Affairs (photo ID card)

Category 3

Evidence that each applicant and their spouse/partner reside in Australia (provide one document).

A copy of current:

  • Medicare card
  • Motor vehicle registration
  • Centrelink or Department of Veterans’ Affairs card

Category 4

Evidence of each applicant and their spouse/partner’s current residential address (provide one document).

A copy of:

  • Utility documents (e.g. bills for electricity, gas, water)
  • Building or contents Insurance policy
  • Rates notice
  • Mortgage papers (for the property for which you are claiming the FHOG)
  • Electoral enrolment card
  • Lease or tenancy agreement
  • Work notice/reports/reference
  • Taxation notice of assessment

Additional supporting evidence

Additional supporting evidence is required if any of the following applies to you:

  • Married (a copy of your marriage certificate)
  • Divorced (a copy of your divorce certificate)
  • Widowed (a copy of the death certificate of your spouse/partner)
  • Separated (a statutory declaration with the following information):
    • the name of your former spouse/partner
    • former spouse/partner’s date of birth
    • the date you were married or commenced your domestic relationship
    • the date you separated or your former spouse/partner’s current address (if known)
    • a statement to the effect that you do not live together and have no intention of resuming cohabitation

Evidence of change of name is required if the name on any of the documents presented is different to the name of the applicant (e.g. change of name certificate, statutory declaration).

3. Complete the application

Each applicant should read the lodgement guide and form before completing and submitting their FHOG application.

The Application for First Home Owner Grant (FHOG-Form-02) can be completed:

  • On screen, printed and signed, or
  • Downloaded, printed, completed and signed

Either way, the form must be signed before it is lodged. If you are completing this notice by hand, please use block letters in blue or black ballpoint pen.

4. Lodge the application

If you are applying for the FHOG through an approved agent, they will lodge the application form on your behalf (after you have had it signed and witnessed).

If you are applying for the FHOG through us, the application and all supporting documents can be mailed to:

State Revenue Office
GPO Box 1641
MELBOURNE
VIC 3001

or

State Revenue Office
DX 260090
MELBOURNE

The application must be lodged within 12 months of settlement or completion of construction.

Important notes

The date the grant is paid depends on whether you are building or buying. It also depends on whether you are applying through an approved agent or us.

If your circumstances change at any time during the stated 12 months of PPR occupancy making you unable to meet the residency requirements, you must notify us in writing within 14 days of the change.

Please note that if we determine you are ineligible for the FHOG, but you believe you are eligible, you can contact us to seek further review of your application.

$20,000 First Home Owner Grant in QLD

How To Get into your First Home Sooner

The Queensland First Home Owners’ Grant is a state government initiative to help first home owners to get their new first home sooner. Depending on the date of your contract, you’ll get $15,000 or $20,000 towards buying or building your new house, unit or townhouse (valued at less than $750,000). You can even buy off the plan or choose to build yourself. It’s a great opportunity to buy or build a new home in our great state.

How a Queensland First Home Owners’ Grant can help you

  • If you’re thinking of buying or building a new home, this could
    be what gets you started.
  • It could get you something more than you were expecting.
  • It can get you into your first home sooner.

Note: The $20,000 Queensland First Home Owners’ Grant is not available to contracts that replace previous contracts entered into before 1 July 2016.

To be eligible for the grant:

  • You must be an Australian citizen or permanent resident (or applying with someone who is).
  • You or your spouse must not have previously owned property in Australia.
  • You must be at least 18 years of age.
  • You must be buying or building a brand new home, valued under $750,000.

Test your eligibility.

The Queensland First Home Owners’ Grant is administered under the First Home Owner Grant Act 2000.

In 2016, the Queensland Government increased its grant for first home owners who are buying or building a new home. Previously known as the Great Start Grant, those eligible will receive a one-off payment of $20,000.

It is available for eligible transactions dated on or after 1 July 2016.

What is a new home?

A new home is a brand new dwelling that has not been previously occupied as a place of residence or sold as a place of residence. This may include a home that is a substantially renovated home (in certain limited circumstances).

Types of dwellings include houses, units, duplexes, townhouses and granny flats built on a relative’s land.

A new home does not include a relocated home (e.g. buying and relocating old house).

What is a substantially renovated home?

A substantial renovation is a renovation in which all, or most, of the structural and/or non-structural components of a building are removed or replaced. Most of the rooms in the previous building must have been affected, and the renovations must have affected the building as a whole for it to be considered a substantial renovation. See the definition of substantially renovated homes for information.

Can I get the Queensland First Home Owners’ Grant if I buy an established home?

No. The $20,000 grant is only available for newly constructed or substantially renovated homes purchased on or after 1 July 2016.

I have owned or currently own an investment property. Am I eligible for the grant on a subsequent property?

If you held an interest in residential property before 1 July 2000, regardless of how the property was used, you will not be eligible for the grant.

If you have held or currently hold an interest in residential property since 1 July 2000 and the property was or is used solely for investment purposes, you may be eligible for the grant on a subsequent property. You would need to give evidence showing you have not lived in the investment property.

This evidence may include:

  • tenancy/lease agreements
  • current electricity/phone accounts
  • tax return details.

We will review all documentation provided with the application. We will not make a determination without an application and supporting documentation.

When do I have to move into my home?

You must move into your home within 1 year of the completed eligible transactionand you must live there for at least 6 months continuously in order to keep the grant.

If I am applying with another joint applicant, do we both have to live in the home?

Yes. To be eligible for the grant, all applicants must live in the home.

Does my partner have to be included on the application?

Yes. If you have a spouse, they must be included on the application—either as an applicant or non-applicant spouse.

My partner has owned a home before. Am I eligible for the grant?

No. If your spouse has previously owned a home they have lived in, you will not be eligible for the grant. If your spouse has owned a home before 1 July 2000, you will not be eligible for the grant.

I am not a permanent resident; however, my spouse is an Australian citizen. Does this stop us getting the grant?

No. You may still be eligible. Australian citizens, permanent residents, or a joint applicant with an Australian citizen or permanent resident are eligible for the grant, providing other eligibility requirements are met.

What is an off-the-plan purchase?

An off-the-plan purchase is a single contract to purchase a new home and the relevant interest in the land on a proposed lot on an unregistered plan of subdivision of land. In some cases, the property may not have been built yet. You do not have an off-the-plan transaction if you have signed a vacant land purchase contract and a building contract.

Does the $20,000 Queensland First Home Owners’ Grant apply to replacement contracts on or after 1 July 2016?

No. An applicant is not eligible for the $20,000 grant if a contract replaces another contract that was made before 1 July 2016.

An applicant may still be eligible for the $15,000 grant.

What is a ‘finalised’ contract?

A finalised contract is an agreement that outlines all of the conditions of the transaction. It must be dated and signed by all parties (vendor and purchaser).

What is an eligible transaction?

For the $20,000 grant, an eligible transaction is one of the following:

  • a contract made on or after 1 July 2016 for the purchase of a new home in Queensland (including purchases of substantially renovated and off-the-plan homes)
  • a comprehensive home building contract made on or after 1 July 2016 by the owner of the land in Queensland or a person who will, on completion of the contract, be the owner of land in Queensland on which the new home will be built
  • the building of a new home in Queensland by the owner–builder where the foundations are laid on or after 1 July 2016.

Is the grant dependent on the contract date or the settlement date?

The relevant date is the contract date.

How long will it take for my application to be processed?

We will process most applications within 10 working days of receiving all required information.

If you apply through an approved bank or lending institution, you will need to check with them how long it will take them to process the application.

When will payment be made?

The payment timeframes for the different types of transaction are listed below.

Type of transaction Applying through OSR Applying through a bank or lending institution
You may be paid once you… You may be paid…
Buying your home – off the plan Have a registration confirmation statement showing your name on the title of the property At settlement
Buying your home – instalment purchase contracts Fulfil all of the following:

  • The contract has been operating for one year
  • You have paid at least 10% of the purchase price or $20,000, whichever is greater
  • You are not in default of the contract
  • You have occupied the home as your principal place of residence
N/A
Buying your home – vendor finance contracts Own the home under the contract N/A
Buying your home – all other contracts Have a registration confirmation statement showing your name on the title of the property At settlement
Building your home – building contract Have a final inspection report On the first draw down of funds
Building your home – owner-builder Have a final inspection report Once you have a final inspection report

What can I do if my application is not approved?

If you are dissatisfied with a decision regarding your application for a grant, you may lodge a written objection with the Commissioner of State Revenue. You must state the grounds of your objection in full and lodge the objection within 60 days of receiving notice of the decision.

How is the total value of the home calculated?

The total value of the home depends on the type of transaction you are entering into.

Type of transaction Total Value
Buying a new home
(includes substantially renovated or off-the-plan homes)
  • The purchase price on the contract or
  • The market value of the home at the commencement date of the eligible transaction
Contract to build
  • The cost of construction under the contract plus
  • The value of the land as at the contract date
Owner-builder
  • The cost of construction, excluding the owner’s own labour costs plus
  • The value of the land on which the home is to be built at the time the foundations are laid

$15,000 First Home Owner Grant in NSW

 The $15,000 First Home Owner Grant (New Homes) scheme applies from 1 January 2011 for new homes only.

The Scheme was established to assist first home buyers to purchase their first home by offering a $15,000 grant.

Eligible first home owners can receive the grant regardless of their income or the area in which they are planning to buy or build. However, the value of the home cannot exceed the following cap amounts:

Cap amount $835,000

Eligibility

Your eligibility is determined on the facts and circumstances as at the commencement date of the eligible transaction. This is the date of the contract to purchase or build a home or, for an owner builder, the date the foundations commenced to be laid.

To qualify for the First Home Owner Grant, you must meet the following eligibility criteria:

  • Each applicant is a natural person and not a company or trust.
  • At least one applicant is a permanent resident or Australian citizen.
  • Each applicant must be at least 18 years of age.
  • All applicants and/or their spouse/de facto have not owned a residential property, jointly, separately or with some other person, in any State or Territory of Australia before July 2000.
  • All applicants and/or their spouse/de facto have not previously owned a residential property jointly, separately or with some other person in any State or Territory of Australia, and occupied that property for a continuous period of at least six months.
  • Each applicant has entered into a contract for the purchase of a home or signed a contract to build a home on or after 1 July 2000. In the case of an owner-builder, laying of the foundations commenced on or after 1 July 2000.
  • The total value of the property does not exceed the cap amount for eligible transactions which commenced on or after 1 January 2010. The cap amount is reviewed annually and the cap applicable to your application is determined by the commencement date of the eligible transaction. This is the date of the contract to purchase or build a home or, for an owner builder, the date the laying of foundations commenced.
  • This is the first time an applicant and/or their spouse/de facto will receive a grant under the First Home Owner Grant Act 2000 in any State or Territory (unless subsequently repaid).
  • At least one applicant will occupy the home as their principal place of residence for a continuous period of 6 months, commencing within 12 months of settlement or construction of the home. Where an applicant was a member of the permanent forces of the Australian Defence Force and all applicants were enrolled on the NSW electoral roll, as at the commencement date of the eligible transaction, dated on or after 21 October 2009, then all applicants are exempt from the residence requirement.

How to apply for the First Home Owner Grant

You can apply for the First Home Owner Grant through your financial institution or us. Applications lodged with financial institutions will have the grant available for settlement or for the first draw down on contracts to build.

You can only lodge an Application for First Home Owner Grant (OFH 001 September 2012) (PDF) with us after completion and you are registered on title (if you are purchasing under a ‘Terms Contract’, please contact us for lodgement requirements). Applications must be lodged within 12 months of completion or settlement of your home.

If the contrustion completion date wil not be met, submit an Extension to Construction Completion Date form (OFH 013) (PDF) .

Wordpress SEO Plugin by SEOPressor